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Mar 31, 2023

Westamerica Q1 2023 Earnings Report

Westamerica Bancorporation's financial performance in Q1 2023 resulted in net income of $40.5 million and EPS of $1.51.

Key Takeaways

Westamerica Bancorporation reported a net income of $40.5 million and EPS of $1.51 for Q1 2023. The company benefited from a low-cost deposit base and higher yields on variable-rate assets. Credit quality remained stable.

Net income for Q1 2023 was $40.5 million, with an EPS of $1.51.

A provision for credit losses reversal of $1.6 million increased EPS by $0.04.

Net interest income on a fully-taxable equivalent (FTE) basis was $69.6 million.

Noninterest income totaled $10.5 million, unchanged from the previous quarter.

Total Revenue
$80.1M
Previous year: $55.4M
+44.6%
EPS
$1.51
Previous year: $0.84
+79.8%
Cash and Equivalents
$195M
Previous year: $1.04B
-81.2%
Free Cash Flow
$54.6M
Previous year: $31.6M
+72.6%
Total Assets
$6.7B
Previous year: $7.31B
-8.3%

Westamerica

Westamerica