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Dec 31, 2019
Westamerica Q4 2019 Earnings Report
Generated net income and diluted earnings per common share for the fourth quarter 2019.
Key Takeaways
Westamerica Bancorporation reported a net income of $20.7 million and EPS of $0.77 for Q4 2019, compared to a net income of $19.1 million and EPS of $0.71 for Q4 2018. The annualized net interest margin was 3.08 percent, and operating expense represented 46 percent of revenues.
Net income for the fourth quarter 2019 was $20.7 million, with diluted EPS at $0.77.
Annualized net interest margin was 3.08 percent during the fourth quarter 2019.
Operating expense represented 46 percent of revenues for the fourth quarter 2019.
Asset quality remained healthy with nonperforming assets totaling $4.9 million at December 31, 2019.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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