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Sep 30, 2020

Westamerica Q3 2020 Earnings Report

Westamerica Bancorporation's net income and EPS were reported for Q3 2020.

Key Takeaways

Westamerica Bancorporation reported a net income of $20.1 million and EPS of $0.74 for the third quarter of 2020. The results reflect a focus on customer service during the pandemic and were influenced by lower market interest rates and improvements in non-interest revenues.

Net income for Q3 2020 was $20.1 million, with an EPS of $0.74.

Non-interest revenues improved by $922 thousand compared to the previous quarter.

Net interest income declined by $283 thousand compared to the prior quarter due to low market interest rates.

Operating expenses represented 47% of revenues on a fully-taxable equivalent basis.

Total Revenue
$52.3M
Previous year: $52.2M
+0.2%
EPS
$0.74
Previous year: $0.75
-1.3%
Net Interest Margin
2.78%
Cash and Equivalents
$399M
Previous year: $416M
-4.0%
Free Cash Flow
$30M
Previous year: $24.1M
+24.8%
Total Assets
$6.56B
Previous year: $5.62B
+16.9%

Westamerica

Westamerica