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Jun 30, 2020

Westamerica Q2 2020 Earnings Report

Generated net income and diluted earnings per common share.

Key Takeaways

Westamerica Bancorporation reported a net income of $19.6 million and EPS of $0.72 for the second quarter of 2020. The company funded $249 million in Paycheck Protection Program loans and experienced a rise in net interest income to $42.1 million. Credit quality remained stable with nonperforming assets of $4.6 million.

Net income for the second quarter 2020 was $19.6 million, with an EPS of $0.72.

Net interest income on a fully-tax equivalent basis increased to $42.1 million.

Operating expenses represented 48 percent of revenues on a fully-taxable equivalent basis.

Nonperforming assets were $4.6 million at June 30, 2020.

Total Revenue
$51.6M
Previous year: $52.6M
-1.9%
EPS
$0.72
Previous year: $0.73
-1.4%
Cash and Equivalents
$501M
Previous year: $419M
+19.6%
Free Cash Flow
$11.9M
Previous year: $15.1M
-21.2%
Total Assets
$6.46B
Previous year: $5.52B
+17.0%

Westamerica

Westamerica

Forward Guidance

This press release contains forward-looking statements about the Company, including descriptions of plans or objectives of its management for future operations, products or services, and forecasts of its revenues, earnings or other measures of economic performance.