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Sep 30, 2022

Westamerica Q3 2022 Earnings Report

Westamerica's financial performance increased in Q3 2022.

Key Takeaways

Westamerica Bancorporation reported a net income of $34.8 million and EPS of $1.29 for Q3 2022. The company's results benefited from variable-rate bonds, cash, and loans, along with a valuable deposit base.

Net income for Q3 2022 was $34.8 million, a 37% increase compared to Q2 2022.

Earnings per share (EPS) for Q3 2022 was $1.29, including a $0.03 contribution from a life insurance gain.

Net interest income on a fully-taxable equivalent (FTE) basis was $60.8 million for Q3 2022.

The yield earned on loans and bonds for Q3 2022 was 3.47%.

Total Revenue
$72.6M
Previous year: $55.2M
+31.4%
EPS
$1.29
Previous year: $0.82
+57.3%
Cash and Equivalents
$414M
Previous year: $1.01B
-59.1%
Free Cash Flow
$29.2M
Previous year: $25.4M
+15.1%
Total Assets
$7.18B
Previous year: $7.4B
-3.1%

Westamerica

Westamerica

Westamerica Revenue by Segment