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Mar 31, 2022

Chubb Q1 2022 Earnings Report

Chubb's first quarter performance was marked by record core operating income and underwriting results, driven by double-digit commercial premium growth and strong momentum in consumer businesses.

Key Takeaways

Chubb Limited reported a net income of $1.97 billion, or $4.59 per share, and core operating income of $1.64 billion, or $3.82 per share, for the quarter ended March 31, 2022. The P&C combined ratio was a record 84.3%.

Net income was $1.97 billion, compared to $2.30 billion in the prior year.

Core operating income was $1.64 billion, up from $1.14 billion in the prior year.

The P&C combined ratio was a record 84.3%, compared with 91.8% in the prior year.

Global P&C net premiums written increased by 8.8%, or 10.7% in constant dollars, driven by growth in commercial lines of 11.9% and consumer lines of 7.9%.

Total Revenue
$8.61B
Previous year: $8.04B
+7.1%
EPS
$3.83
Previous year: $2.52
+52.0%
P&C combined ratio
84.3%
Previous year: 91.8%
-8.2%
P&C underwriting income
$1.28B
Gross Profit
$9.64B
Previous year: $9.97B
-3.3%
Cash and Equivalents
$1.73B
Previous year: $1.68B
+3.0%
Total Assets
$198B
Previous year: $192B
+3.1%

Chubb

Chubb

Chubb Revenue by Segment

Chubb Revenue by Geographic Location

Forward Guidance

Chubb expects investment income to increase given rising interest rates and widening spreads, and remains optimistic and confident in their ability to outperform.

Positive Outlook

  • Record operating earnings and underwriting results
  • Double-digit commercial premium growth
  • Rate increases in excess of loss cost
  • Growing momentum in consumer businesses globally
  • Expect investment income to increase

Revenue & Expenses

Visualization of income flow from segment revenue to net income