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Dec 31, 2021

Chubb Q4 2021 Earnings Report

Chubb's Q4 2021 earnings were reported, showcasing record core operating income and strong commercial lines growth.

Key Takeaways

Chubb reported a strong fourth quarter with record core operating income and underwriting results. Net income was $2.14 billion, or $4.95 per share, and core operating income was $1.65 billion, or $3.81 per share. The P&C combined ratio was 85.5%.

Fourth quarter net income was $2.14 billion and core operating income was a record $1.65 billion.

Fourth quarter P&C underwriting income was a record $1.27 billion, up 30.7%.

Fourth quarter consolidated net premiums written were up 8.8%.

The company entered into agreements with several shareholders to purchase additional ownership interests in Huatai Group, bringing Chubb’s total aggregate ownership to 86.1%.

Total Revenue
$8.52B
Previous year: $7.77B
+9.6%
EPS
$3.81
Previous year: $3.18
+19.8%
P&C combined ratio
85.5%
Previous year: 87.6%
-2.4%
Gross Profit
$10.5B
Previous year: $9.9B
+5.9%
Cash and Equivalents
$1.66B
Previous year: $1.75B
-5.0%
Total Assets
$200B
Previous year: $191B
+4.9%

Chubb

Chubb

Forward Guidance

Chubb anticipates benefiting from the acquisition of Cigna’s Asia business and increased ownership of Huatai Group, expecting a good year in terms of growth and margin improvement.

Positive Outlook

  • Continued strong organic performance.
  • Benefit from greater revenue and earnings from the acquisition of Cigna’s Asia business.
  • Benefit from increased ownership of Huatai Group in China when approved by the regulator.
  • Strong wealth creation.
  • Expects a good year in terms of growth and margin improvement.