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Jun 30, 2023

Chubb Q2 2023 Earnings Report

Chubb's financial performance included double-digit premium revenue and earnings growth, supported by underwriting results and record net investment income.

Key Takeaways

Chubb reported a record second quarter with net income of $1.79 billion, or $4.32 per share, and core operating income of $2.04 billion, or $4.92 per share. The company's performance was driven by strong P&C premium revenue growth, excellent underwriting margins, and record net investment income.

Net income was $1.79 billion, up 50.7%, and core operating income was a record $2.04 billion, up 13.9%.

P&C net premiums written of $10.68 billion were up 9.8%, or 10.4% in constant dollars.

Life Insurance net premiums written increased 126.1%, or 127.6% in constant dollars, to $1.27 billion.

Pre-tax net investment income was $1.14 billion, up 28.9%, and adjusted net investment income was $1.24 billion, up 30.6%.

Total Revenue
$10.7B
Previous year: $9.73B
+9.8%
EPS
$4.92
Previous year: $4.2
+17.1%
P&C combined ratio
85.4%
Previous year: 84%
+1.7%
Gross Profit
$11.8B
Previous year: $9.92B
+19.4%
Cash and Equivalents
$2.29B
Previous year: $7.12B
-67.9%
Total Assets
$205B
Previous year: $196B
+5.0%

Chubb

Chubb

Forward Guidance

Chubb expects to continue the pattern of growth in revenue and earnings and drive double-digit EPS growth.

Positive Outlook

  • Confident in ability to continue growth in revenue
  • Confident in ability to continue growth in earnings
  • Confident in ability to drive double-digit EPS growth