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Mar 31, 2024

Chubb Q1 2024 Earnings Report

Chubb's first quarter results for 2024 showed strong growth and profitability.

Key Takeaways

Chubb reported a strong first quarter with net income of $2.14 billion and core operating income of $2.22 billion, representing increases of 13.3% and 20.3%, respectively. The company experienced double-digit growth in premiums written across various segments and geographies, driven by strong underwriting income and investment income.

Net income increased by 13.3% to $2.14 billion, or $5.23 per share.

Core operating income rose by 20.3% to $2.22 billion, or $5.41 per share.

Consolidated net premiums written grew by 14.1% to $12.2 billion, with P&C up 12.4% and Life Insurance up 26.3%.

The P&C combined ratio was 86.0%, reflecting strong underwriting performance.

Total Revenue
$10.6B
Previous year: $9.42B
+12.4%
EPS
$5.41
Previous year: $4.41
+22.7%
P&C combined ratio
86%
Previous year: 86.3%
-0.3%
Gross Profit
$12.9B
Previous year: $11.2B
+15.2%
Cash and Equivalents
$2.65B
Previous year: $2.29B
+15.9%
Total Assets
$216B
Previous year: $201B
+7.1%

Chubb

Chubb

Forward Guidance

Chubb is confident in its ability to continue growing operating earnings at a rapid pace through P&C revenue growth and underwriting margins, investment income, and life income.

Positive Outlook

  • P&C underwriting environment in North America is favorable.
  • Pricing exceeding loss costs.
  • Best rates and pricing overall in the last four to five quarters.
  • Strong performance in Overseas General division.
  • Retail commercial P&C lines pricing across our international business was favorable.