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Jun 30
Chubb Q2 2025 Earnings Report
Chubb reported strong Q2 2025 results with record underwriting and investment income.
Key Takeaways
Chubb delivered strong quarterly results with $2.97 billion in net income and record core operating income, driven by solid premium growth, improved underwriting margins, and higher investment income.
Net income rose to $2.97 billion, driven by strong underwriting and investment income.
P&C combined ratio improved to 85.6%, reflecting better underwriting margins.
Global P&C net premiums written grew to $12.39 billion, up 5.2% from last year.
Life insurance premiums rose 14.1% to $1.80 billion, with strong growth in international markets.
Chubb
Chubb
Chubb Revenue by Segment
Chubb Revenue by Geographic Location
Revenue by Segment
North America P&C Revenue
CapyFin.comNA Commercial P&C Revenue
CapyFin.comNA Personal P&C Revenue
CapyFin.comNA Agricultural Ins. Revenue
CapyFin.comOverseas General Revenue
CapyFin.comLife Insurance Revenue
CapyFin.comRevenue by Geographic Location
North America P&C Revenue
CapyFin.comOverseas General Revenue
CapyFin.com Forward Guidance
Chubb expects continued growth in P&C and life insurance, driven by disciplined underwriting and international expansion.
Positive Outlook
- Strong premium growth across P&C and life insurance segments
- Improved underwriting margins with lower combined ratio
- High investment income supporting earnings growth
- Strong international performance, particularly in Latin America and Asia
- Tangible book value growth supports shareholder wealth creation
Challenges Ahead
- Agricultural insurance revenue declined due to lower commodity prices
- Competitive commercial P&C market with dropping rates
- Exposure to catastrophe losses remains significant
- Potential foreign exchange volatility impacting reported results
- Global reinsurance segment revenue declined from prior year