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Mar 31, 2021

Cullen/Frost Bankers Q1 2021 Earnings Report

Cullen/Frost Bankers reported first quarter results with increased net income and EPS compared to the previous year.

Key Takeaways

Cullen/Frost Bankers, Inc. reported a significant increase in net income available to common shareholders for the first quarter of 2021, reaching $113.9 million compared to $47.2 million in the first quarter of 2020. Earnings per diluted common share also rose to $1.77, up from $0.75 a year earlier. The company saw growth in average loans and deposits, reflecting a strong response to the Paycheck Protection Program and overall customer satisfaction.

Net income available to common shareholders increased to $113.9 million, up from $47.2 million in Q1 2020.

Earnings per diluted common share rose to $1.77, compared to $0.75 in the same period last year.

Average loans increased by $2.7 billion, or 17.9 percent, to $17.7 billion.

Average deposits grew by $8.0 billion, or 29.3 percent, to $35.4 billion.

Total Revenue
$357M
Previous year: $481M
-25.8%
EPS
$1.77
Previous year: $0.75
+136.0%
Net Interest Margin
2.72%
Previous year: 3.56%
-23.6%
Common Equity Tier 1 Ratio
13.45%
Tier 1 Risk-Based Capital Ratio
14.07%
Gross Profit
$334M
Previous year: $457M
-27.0%
Cash and Equivalents
$11.8B
Previous year: $572M
+1962.9%
Free Cash Flow
$207M
Previous year: $217M
-4.7%
Total Assets
$44B
Previous year: $34.1B
+29.0%

Cullen/Frost Bankers

Cullen/Frost Bankers

Forward Guidance

Cullen/Frost Bankers, Inc. did not provide specific forward guidance in the earnings report.