•
Jun 30, 2024

Cullen/Frost Bankers Q2 2024 Earnings Report

Cullen/Frost reported second quarter results with net income available to common shareholders at $143.8 million and earnings per diluted share at $2.21.

Key Takeaways

Cullen/Frost Bankers, Inc. reported second quarter 2024 results with net income available to common shareholders of $143.8 million, or $2.21 per diluted common share. Net interest income on a taxable-equivalent basis was $417.6 million, up 2.2 percent compared to the same quarter in 2023.

Net income available to common shareholders for the second quarter of 2024 was $143.8 million.

Earnings per diluted common share for the second quarter of 2024 were $2.21.

Net interest income on a taxable-equivalent basis was $417.6 million, a 2.2 percent increase compared to the prior year period.

Average loans for the second quarter of 2024 increased $2.0 billion, or 11.3 percent, to $19.7 billion.

Total Revenue
$508M
Previous year: $489M
+3.9%
EPS
$2.21
Previous year: $2.47
-10.5%
Net Interest Margin
3.54%
Previous year: 3.45%
+2.6%
Common Equity Tier 1 Ratio
13.35%
Previous year: 13.42%
-0.5%
Tier 1 Risk-Based Capital Ratio
13.82%
Previous year: 13.92%
-0.7%
Gross Profit
$794M
Previous year: $489M
+62.5%
Cash and Equivalents
$7.14B
Previous year: $7.11B
+0.5%
Free Cash Flow
$103M
Previous year: $116M
-11.1%
Total Assets
$48.8B
Previous year: $48.6B
+0.5%

Cullen/Frost Bankers

Cullen/Frost Bankers

Forward Guidance

The company's performance reflects execution on its organic growth strategy, with solid loan growth and continued investments aimed at extending its value proposition to more consumers and businesses throughout the state.