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Jun 30, 2022

Cullen/Frost Bankers Q2 2022 Earnings Report

Cullen/Frost reported an increase in net income and earnings per share for Q2 2022.

Key Takeaways

Cullen/Frost Bankers, Inc. reported second quarter 2022 results with net income available to common shareholders of $117.4 million, or $1.81 per diluted common share. The board increased the quarterly common dividend by 16 percent to $0.87.

Net income available to common shareholders for the second quarter of 2022 was $117.4 million compared to $116.4 million in the second quarter of 2021.

On a per-share basis, net income available to common shareholders for the second quarter of 2022 was $1.81 per diluted common share, compared to $1.80 per diluted common share reported a year earlier.

Net interest income on a taxable-equivalent basis was $311.4 million, up 11.2 percent, compared to the same quarter in 2021.

Average deposits for the quarter were $44.7 billion, up $6.5 billion, or 16.9 percent, compared to the $38.3 billion reported for last year's second quarter.

Total Revenue
$409M
Previous year: $371M
+10.3%
EPS
$1.81
Previous year: $1.8
+0.6%
Net Interest Margin
2.56%
Previous year: 2.65%
-3.4%
Common Equity Tier 1 Ratio
12.64%
Previous year: 13.6%
-7.1%
Tier 1 Risk-Based Capital Ratio
13.17%
Previous year: 14.21%
-7.3%
Gross Profit
$79.5M
Previous year: $348M
-77.2%
Cash and Equivalents
$13.7B
Previous year: $15.2B
-10.0%
Free Cash Flow
-$53.4M
Previous year: $114M
-147.0%
Total Assets
$51.8B
Previous year: $46.7B
+10.9%

Cullen/Frost Bankers

Cullen/Frost Bankers