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Jun 30, 2021

Cullen/Frost Bankers Q2 2021 Earnings Report

Cullen/Frost reported an increase in net income and EPS compared to the same quarter last year.

Key Takeaways

Cullen/Frost Bankers, Inc. reported second quarter 2021 results with net income available to common shareholders of $116.4 million, or $1.80 per diluted common share, compared to $93.1 million, or $1.47 per diluted common share, in the second quarter of 2020. The board increased the quarterly common dividend by 4 percent to $0.75 per share.

Net income available to common shareholders for the second quarter of 2021 was $116.4 million, compared to $93.1 million in the second quarter of 2020.

Earnings per diluted common share were $1.80, compared to $1.47 reported a year earlier.

Net interest income on a taxable-equivalent basis was $280.0 million, up 3.8 percent compared to the same quarter in 2020.

Average deposits for the quarter were $38.3 billion, up $7.0 billion, or 22.2 percent, compared to last year's second quarter.

Total Revenue
$371M
Previous year: $347M
+6.9%
EPS
$1.8
Previous year: $1.47
+22.4%
Net Interest Margin
2.65%
Previous year: 3.13%
-15.3%
Common Equity Tier 1 Ratio
13.6%
Previous year: 12.48%
+9.0%
Tier 1 Risk-Based Capital Ratio
14.21%
Previous year: 12.48%
+13.9%
Gross Profit
$348M
Previous year: $323M
+7.7%
Cash and Equivalents
$15.2B
Previous year: $558M
+2619.2%
Free Cash Flow
$114M
Previous year: -$62.3M
-282.5%
Total Assets
$46.7B
Previous year: $39.4B
+18.6%

Cullen/Frost Bankers

Cullen/Frost Bankers

Forward Guidance

Company is in a strong position to benefit from the rebound in economic activity.