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Dec 31, 2020

Cullen/Frost Bankers Q4 2020 Earnings Report

Cullen/Frost Bankers reported a decrease in net income for Q4 2020 and announced a stock repurchase program.

Key Takeaways

Cullen/Frost Bankers reported a net income available to common shareholders of $88.3 million, or $1.38 per diluted common share, for the fourth quarter of 2020, compared to $101.7 million, or $1.60 per diluted common share, for the fourth quarter of 2019. The board declared a first quarter dividend and authorized a $100 million stock repurchase program.

Net income available to common shareholders for Q4 2020 was $88.3 million, or $1.38 per diluted common share.

Returns on average assets and average common equity were 0.86 percent and 8.55 percent, respectively.

Average loans increased by $3.2 billion, or 22.0 percent, to $17.9 billion.

The board of directors authorized a new $100.0 million stock repurchase plan.

Total Revenue
$357M
Previous year: $370M
-3.6%
EPS
$1.38
Previous year: $1.6
-13.8%
Net Interest Margin
2.82%
Previous year: 3.62%
-22.1%
Common Equity Tier 1 Ratio
12.86%
Previous year: 12.36%
+4.0%
Tier 1 Risk-Based Capital Ratio
13.47%
Previous year: 12.99%
+3.7%
Gross Profit
$334M
Previous year: $346M
-3.7%
Cash and Equivalents
$7.72B
Previous year: $3.79B
+103.7%
Free Cash Flow
$35.6M
Previous year: $10.5M
+238.8%
Total Assets
$42.4B
Previous year: $34B
+24.6%

Cullen/Frost Bankers

Cullen/Frost Bankers

Forward Guidance

No specific forward guidance was provided in the earnings report.