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Dec 31, 2024

FICO Q1 2025 Earnings Report

FICO reported strong first quarter fiscal 2025 results with revenue of $440 million and EPS of $6.14.

Key Takeaways

FICO announced a strong start to fiscal year 2025, with revenue reaching $440 million, a 15% increase compared to the previous year. GAAP EPS was reported at $6.14, and the company reiterated its fiscal year 2025 guidance, projecting double-digit percentage growth for both revenue and earnings.

FICO reported a 15% increase in revenue, reaching $440 million compared to $382.1 million in the prior year period.

GAAP net income for the quarter totaled $152.5 million, or $6.14 per share, compared to $121.1 million, or $4.80 per share, in the prior year period.

Scores revenues increased by 23% to $235.7 million, driven by growth in both B2B and B2C segments.

Software revenues increased by 8% to $204.3 million, driven by increased recurring revenue and license revenue.

Total Revenue
$440M
Previous year: $382M
+15.2%
EPS
$5.79
Previous year: $4.81
+20.4%
Gross Profit
$353M
Previous year: $299M
+18.1%
Cash and Equivalents
$184M
Previous year: $160M
+14.9%
Free Cash Flow
$187M
Previous year: $121M
+54.7%
Total Assets
$1.71B
Previous year: $1.59B
+7.1%

FICO

FICO

FICO Revenue by Segment

Forward Guidance

FICO reiterated its fiscal year 2025 guidance, which includes double-digit percentage growth for both revenue and earnings.

Positive Outlook

  • Revenues: $1.98 billion
  • GAAP Net Income: $624 million
  • GAAP EPS: $25.05
  • Non-GAAP Net Income: $712 million
  • Non-GAAP EPS: $28.58

Revenue & Expenses

Visualization of income flow from segment revenue to net income