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Mar 31, 2024

FICO Q2 2024 Earnings Report

FICO reported a strong second quarter with double-digit growth across all guided metrics and raised full year guidance.

Key Takeaways

FICO's second quarter fiscal year 2024 shows significant growth, with revenues increasing to $433.8 million from $380.3 million in the prior year period. The company reported GAAP EPS of $5.16 and non-GAAP EPS of $6.14. FICO is raising its full year guidance.

FICO's total revenue for the quarter was $433.8 million, up from $380.3 million in the prior year.

GAAP net income increased to $129.8 million, or $5.16 per share, compared to $101.6 million, or $4.00 per share, in the prior year.

Non-GAAP EPS for the quarter was $6.14, up from $4.78 in the prior year period.

The company is raising its full year guidance.

Total Revenue
$434M
Previous year: $380M
+14.1%
EPS
$6.14
Previous year: $4.78
+28.5%
Gross Profit
$347M
Previous year: $300M
+15.4%
Cash and Equivalents
$136M
Previous year: $138M
-1.5%
Free Cash Flow
$61.6M
Previous year: $88.3M
-30.2%
Total Assets
$1.7B
Previous year: $1.5B
+13.4%

FICO

FICO

FICO Revenue by Segment

Forward Guidance

The company is updating its previously provided guidance for fiscal 2024 and now expects revenues of $1.690 billion, GAAP Net Income of $495 million, GAAP EPS of $19.70, Non-GAAP Net Income of $573 million, and Non-GAAP EPS of $22.80.

Positive Outlook

  • Revenues are expected to be $1.690 billion.
  • GAAP Net Income is projected to be $495 million.
  • GAAP EPS is forecasted to be $19.70.
  • Non-GAAP Net Income is anticipated to be $573 million.
  • Non-GAAP EPS is estimated to be $22.80.

Revenue & Expenses

Visualization of income flow from segment revenue to net income