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Jun 30, 2023

FICO Q3 2023 Earnings Report

FICO reported record-setting results with solid growth in scores and strong ARR growth in software for the third quarter of fiscal year 2023.

Key Takeaways

FICO announced strong Q3 fiscal year 2023 results, with revenue of $398.7 million compared to $349.0 million in the prior year period. GAAP EPS was $5.08, and non-GAAP EPS was $5.66. The company also updated its fiscal year 2023 guidance, projecting revenues of $1.50 billion and GAAP EPS of $16.90.

Total revenues for the quarter were $398.7 million, up from $349.0 million in the prior year period.

GAAP net income was $128.8 million, or $5.08 per share, compared to $93.5 million, or $3.61 per share, in the prior year period.

Non-GAAP net income was $143.4 million, or $5.66 per share, compared to $115.7 million, or $4.47 per share, in the prior year period.

Software Annual Recurring Revenue was up 20% year-over-year, with platform ARR growth of 53% and non-platform growth of 11%.

Total Revenue
$399M
Previous year: $349M
+14.2%
EPS
$5.66
Previous year: $4.47
+26.6%
Gross Profit
$327M
Previous year: $270M
+20.9%
Cash and Equivalents
$163M
Previous year: $155M
+5.1%
Free Cash Flow
$122M
Previous year: $115M
+5.8%
Total Assets
$1.58B
Previous year: $1.46B
+8.8%

FICO

FICO

FICO Revenue by Segment

Forward Guidance

The company is updating its previously provided guidance for fiscal 2023.

Positive Outlook

  • Revenues are projected to be $1.50 billion.
  • GAAP Net Income is projected to be $428 million.
  • GAAP EPS is projected to be $16.90.
  • Non-GAAP Net Income is projected to be $500 million.
  • Non-GAAP EPS is projected to be $19.70.

Revenue & Expenses

Visualization of income flow from segment revenue to net income