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Jun 30, 2021

FICO Q3 2021 Earnings Report

FICO reported a strong third quarter with increased revenue and earnings per share.

Key Takeaways

FICO announced its Q3 fiscal year 2021 results, with a revenue of $338.2 million compared to $313.7 million in the prior year. The company's GAAP earnings per share were $5.18, and non-GAAP EPS was $3.38. Net income for the quarter totaled $151.2 million.

FICO's Q3 revenue increased to $338.2 million from $313.7 million year-over-year.

GAAP earnings per share reached $5.18, including a pre-tax gain from the sale of the Debt Collections and Recovery product line.

Non-GAAP EPS was $3.38, compared to $2.58 in the prior year period.

Scores revenues increased by 31% year-over-year, driven by B2B and B2C growth.

Total Revenue
$338M
Previous year: $314M
+7.8%
EPS
$3.38
Previous year: $2.58
+31.0%
Gross Profit
$256M
Previous year: $225M
+13.7%
Cash and Equivalents
$238M
Previous year: $126M
+89.1%
Free Cash Flow
$99M
Previous year: $99M
+0.0%
Total Assets
$1.59B
Previous year: $1.56B
+1.6%

FICO

FICO

FICO Revenue by Segment

Forward Guidance

The company will host a webcast today at 5:00 p.m. Eastern Time (2:00 p.m. Pacific Time) to report its third quarter fiscal 2021 results and provide various strategic and operational updates.

Revenue & Expenses

Visualization of income flow from segment revenue to net income