Sep 30, 2022

Fidelity National Financial Q3 2022 Earnings Report

Reported financial results for the third quarter ended September 30, 2022.

Key Takeaways

Fidelity National Financial reported net earnings attributable to common shareholders for the third quarter of $289 million, or $1.05 per diluted share, compared to $732 million, or $2.57 per share, for the third quarter of 2021. Total revenue was $3.2 billion. The decrease from the prior year quarter was primarily a result of Title’s considerable decline in refinance volume and moderating residential purchase volume; partially offset by higher average fee per file and healthy volume of commercial orders closed, and lower earnings from F&G.

Title segment total revenue of $2.3 billion.

Total gross sales of $2.9 billion for F&G.

FNF repurchased 5.3 million shares for $205 million in the third quarter and paid common dividends at $0.44 per share for $120 million.

FNF ended the third quarter with $1.1 billion in cash and short-term liquid investments at the holding company.

Total Revenue
$3.21B
Previous year: $3.89B
-17.6%
EPS
$1.07
Previous year: $2.12
-49.5%
Adjusted Pre-Tax Title Margin
17.1%
Previous year: 21.7%
-21.2%
Commercial Revenue
$381M
Previous year: $366M
+4.1%
Gross Profit
$2.78B
Previous year: $3.39B
-18.2%
Cash and Equivalents
$2.47B
Previous year: $5.15B
-51.9%
Total Assets
$62.2B
Previous year: $58.5B
+6.3%

Fidelity National Financial

Fidelity National Financial

Fidelity National Financial Revenue by Segment

Forward Guidance

FNF remains on track to dividend 15% of F&G to FNF shareholders over the coming weeks.

Revenue & Expenses

Visualization of income flow from segment revenue to net income