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Sep 30
Fidelity National Financial Q3 2025 Earnings Report
Fidelity National Financial reported strong Q3 2025 results with growth in both its Title and F&G segments.
Key Takeaways
FNF delivered robust Q3 2025 performance, with net income of $358 million and adjusted EPS of $1.63, supported by solid title segment margins and record F&G assets under management.
Net income rose to $358 million, up from $266 million a year ago.
Adjusted EPS increased to $1.63 from $1.30 in Q3 2024.
Title segment delivered $2.3 billion in revenue and a 17.8% adjusted pre-tax margin.
F&G segment achieved $71.4 billion in AUM before flow reinsurance and $4.2 billion in gross sales.
Fidelity National Financial
Fidelity National Financial
Fidelity National Financial Revenue by Segment
Revenue by Segment
Title Revenue
CapyFin.comF&G Revenue
CapyFin.comCorporate and Other Revenue
CapyFin.com Forward Guidance
FNF expects continued strong performance driven by title segment execution and strategic positioning of F&G.
Positive Outlook
- Record F&G AUM indicating sustained demand and investment performance.
- Strong commercial activity within Title segment.
- Disciplined expense management supporting incremental margins.
- Continued investment in technology and acquisitions.
- Favorable capital allocation with share repurchases and dividend payments.
Challenges Ahead
- Challenging residential housing market persists.
- Volatility in alternative investment returns impacted earnings.
- Exposure to interest rate and macroeconomic uncertainties.
- Ongoing dependency on flow reinsurance for net sales metrics.
- Mark-to-market effects introduce earnings variability.