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Sep 30, 2023

Fidelity National Financial Q3 2023 Earnings Report

Fidelity National Financial reported third quarter results with EPS of $1.57 and adjusted EPS of $1.23.

Key Takeaways

Fidelity National Financial reported net earnings attributable to common shareholders for the third quarter of $426 million, or $1.57 per diluted share, compared to $362 million, or $1.32 per share, for the third quarter of 2022. Adjusted net earnings attributable to common shareholders for the third quarter was $333 million, or $1.23 per share, compared to $272 million, or $0.99 per share, for the third quarter of 2022.

Title Segment total revenue of $1.9 billion, an 18% decrease from the third quarter of 2022.

F&G Segment gross sales of $2.8 billion, a 3% decrease from the third quarter of 2022.

F&G achieved record assets under management (AUM) of $47.4 billion as of September 30, 2023.

FNF paid common dividends of $0.45 per share for $123 million and ended the third quarter with $949 million in cash and short-term liquid investments at the holding company

Total Revenue
$2.79B
Previous year: $3.21B
-13.2%
EPS
$1.23
Previous year: $1.07
+15.0%
Adjusted Pre-Tax Title Margin
16.2%
Previous year: 17.1%
-5.3%
Commercial Revenue
$263M
Previous year: $381M
-31.0%
Gross Profit
$2.4B
Previous year: $2.78B
-13.6%
Cash and Equivalents
$949M
Previous year: $2.47B
-61.6%
Free Cash Flow
$1.16B
Total Assets
$74B
Previous year: $62.2B
+19.0%

Fidelity National Financial

Fidelity National Financial

Fidelity National Financial Revenue by Segment

Forward Guidance

Company maintained excess liquidity given the impact of higher rates on the real estate market and the risk that interest rates could stay higher for a prolonged period.

Revenue & Expenses

Visualization of income flow from segment revenue to net income