Mar 31, 2021

Home BancShares Q1 2021 Earnings Report

Reported record quarterly earnings due to unwavering discipline, strong margins, great efficiency, hard work and smart investments.

Key Takeaways

Home BancShares, Inc. reported a record quarterly earnings with net income of $91.6 million and earnings per share of $0.55. The company's net interest margin was 4.02%, and the efficiency ratio was 36.60%.

Net income and earnings per share were quarterly records for the Company.

Net income increased $9.8 million, or 11.99%, to $91.6 million for the three-month period ended March 31, 2021, from $81.8 million for the three-month period ended December 31, 2020.

Earnings per share increased $0.05 per share, or 10.00%, to $0.55 per share for the three-month period ended March 31, 2021, from $0.50 per share for the three-month period ended December 31, 2020.

During the first quarter of 2021, the Company did not record any credit loss expense.

Total Revenue
$193M
Previous year: $163M
+18.9%
EPS
$0.55
Previous year: $0.43
+27.9%
Efficiency Ratio
36.6%
Previous year: 46.82%
-21.8%
Net Interest Margin
4.02%
Previous year: 4.22%
-4.7%
Cash and Equivalents
$2.48B
Free Cash Flow
$118M
Total Assets
$17.2B

Home BancShares

Home BancShares

Forward Guidance

This release may contain forward-looking statements regarding the Company’s plans, expectations, goals and outlook for the future.