Dec 31, 2023

Home BancShares Q4 2023 Earnings Report

Home BancShares faced challenges due to West Texas headwinds and a surprise FDIC assessment, impacting their 2023 goal achievement.

Key Takeaways

Home BancShares reported a net income of $86.2 million for Q4 2023, impacted by events in West Texas and a surprise FDIC assessment. Excluding these events, the company would have exceeded its $400 million goal and earned over $2.00 per share.

Net income for Q4 2023 was $86.2 million, or $0.43 diluted earnings per share.

Adjusted net income, excluding non-fundamental items, was $92.2 million, or $0.46 per share.

The FDIC assessment resulted in a $0.05 reduction to earnings per share.

Net interest margin was 4.17% for the quarter.

Total Revenue
$246M
Previous year: $272M
-9.8%
EPS
$0.51
Previous year: $0.53
-3.8%
Efficiency Ratio
50.64%
Previous year: 42.44%
+19.3%
Net Interest Margin
4.17%
NPAs to Total Assets
0.42%
Cash and Equivalents
$1B
Previous year: $725M
+38.0%
Free Cash Flow
$114M
Previous year: $139M
-18.3%
Total Assets
$22.7B
Previous year: $22.9B
-1.0%

Home BancShares

Home BancShares

Forward Guidance

The company did not provide specific forward guidance in the earnings report.