Jun 30, 2024

Home BancShares Q2 2024 Earnings Report

Home BancShares' Q2 2024 earnings reflected consistent performance and a patient strategy, resulting in solid results.

Key Takeaways

Home BancShares reported a net income of $101.5 million, or $0.51 diluted earnings per share, for the second quarter of 2024. The company experienced profitable loan growth and a lower efficiency ratio, while overcoming the additional $2.3 million of FDIC special assessment. Record highs were achieved for book value per common share of $19.30 and tangible book value per common share of $12.08.

Net income for Q2 2024 was $101.5 million, or $0.51 diluted earnings per share.

Total revenue (net) for Q2 2024 reached $254.6 million.

Book value per common share hit a record high of $19.30.

Tangible book value per common share also reached a record high of $12.08.

Total Revenue
$255M
Previous year: $257M
-1.0%
EPS
$0.52
Previous year: $0.51
+2.0%
Efficiency Ratio
43.17%
Previous year: 44%
-1.9%
Net Interest Margin
4.27%
Previous year: 4.28%
-0.2%
NPAs to Total Assets
0.56%
Previous year: 0.28%
+100.0%
Cash and Equivalents
$1.06B
Previous year: $611M
+73.2%
Free Cash Flow
$99.2M
Previous year: $48.1M
+106.2%
Total Assets
$22.9B
Previous year: $22.1B
+3.6%

Home BancShares

Home BancShares

Forward Guidance

The company did not provide a quantitative forward guidance. However, they expressed optimism regarding their ability to manage liquidity and maintain a strong financial position.