Sep 30, 2020

Home BancShares Q3 2020 Earnings Report

Home BancShares achieved record third quarter earnings driven by strong PPNR growth and efficient operations.

Key Takeaways

Home BancShares reported a record third quarter with net income increasing by 10.3% to $69.3 million and total revenue increasing by 1.4% to $176.1 million. The company's PPNR reached a record $104.4 million, contributing to a strong efficiency ratio of 39.56%.

Net income increased by 10.3% to $69.3 million.

Total revenue increased by 1.4% to $176.1 million.

Pre-tax, Pre-Provision Net Revenue (PPNR) reached a record $104.4 million.

Efficiency ratio improved to 39.56%.

Total Revenue
$176M
Previous year: $168M
+5.0%
EPS
$0.42
Previous year: $0.44
-4.5%
Efficiency Ratio
39.56%
Previous year: 44.93%
-12.0%
Net Interest Margin
3.92%
Previous year: 4.11%
-4.6%
Cash and Equivalents
$1.04B
Previous year: $442M
+135.9%
Free Cash Flow
$65M
Previous year: $64.3M
+1.1%
Total Assets
$16.5B
Previous year: $14.9B
+11.1%

Home BancShares

Home BancShares

Forward Guidance

The release does not contain specific forward guidance. However, it expresses confidence in the company's strong earnings power despite economic uncertainties.