Dec 31, 2020

Home BancShares Q4 2020 Earnings Report

Home BancShares achieved record quarterly earnings due to best in class performance metrics.

Key Takeaways

Home BancShares, Inc. reported record quarterly earnings with net income increasing to $81.8 million and earnings per share reaching $0.50. The company experienced a strong performance driven by its talented team of bankers.

Net income and earnings per share were quarterly records for the Company.

Net income increased $12.5 million, or 17.99%, to $81.8 million for the three-month period ended December 31, 2020, from $69.3 million for the three-month period ended September 30, 2020.

Earnings per share increased $0.08 per share, or 19.05%, to $0.50 per share for the three-month period ended December 31, 2020, from $0.42 per share for the three-month period ended September 30, 2020.

The Company’s provisioning model is closely tied to unemployment rate projections which continued to improve through the end of 2020.

Total Revenue
$182M
Previous year: $168M
+8.4%
EPS
$0.5
Previous year: $0.44
+13.6%
Efficiency Ratio
39.64%
Previous year: 41.26%
-3.9%
Net Interest Margin
4%
Previous year: 4.24%
-5.7%
NPAs to Total Assets
0.48%
Previous year: 0.43%
+11.6%
Cash and Equivalents
$1.26B
Previous year: $15B
-91.6%
Free Cash Flow
$90.3M
Previous year: $53.9M
+67.5%
Total Assets
$16.4B
Previous year: $15B
+9.1%

Home BancShares

Home BancShares

Forward Guidance

This document does not contain forward guidance.