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Mar 31, 2023

MGIC Q1 2023 Earnings Report

MGIC Investment Corporation reported strong financial results due to strong credit performance.

Key Takeaways

MGIC Investment Corporation reported a net income of $154.5 million, or $0.53 per diluted share, for the first quarter of 2023. Adjusted net operating income was $157.8 million, or $0.54 per diluted share.

New insurance written was $8.2 billion.

Persistency was 82.0%.

Insurance in force was $292.4 billion.

Primary delinquency inventory was 24,757 loans.

Total Revenue
$284M
Previous year: $295M
-3.6%
EPS
$0.54
Previous year: $0.6
-10.0%
Insurance In Force
$292B
Previous year: $277B
+5.4%
Loss Ratio
2.7%
Previous year: -7.6%
-135.5%
Underwriting Expense Ratio
31.1%
Previous year: 23%
+35.2%
Gross Profit
$214M
Previous year: $240M
-10.8%
Cash and Equivalents
$358M
Previous year: $477M
-24.9%
Free Cash Flow
$212M
Previous year: $227M
-6.7%
Total Assets
$6.35B
Previous year: $6.84B
-7.2%

MGIC

MGIC

Forward Guidance

No specific forward guidance was provided in the earnings report.