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Mar 31, 2024

MGIC Q1 2024 Earnings Report

MGIC Investment Corporation reported solid first quarter results with a net income of $174 million.

Key Takeaways

MGIC Investment Corporation reported a net income of $174.1 million, or $0.64 per diluted share, for the first quarter of 2024. The company's adjusted net operating income was $178.4 million, or $0.65 per diluted share. The company benefited from favorable credit trends and the resiliency of the housing market.

Net income for Q1 2024 was $174.1 million, or $0.64 per diluted share.

Adjusted net operating income for Q1 2024 was $178.4 million, or $0.65 per diluted share.

New insurance written (NIW) for Q1 2024 was $9.1 billion.

Insurance in force was $290.9 billion at the end of Q1 2024.

Total Revenue
$294M
Previous year: $284M
+3.7%
EPS
$0.65
Previous year: $0.54
+20.4%
Loss Ratio
1.9%
Previous year: 2.7%
-29.6%
Underwriting Expense Ratio
25.7%
Previous year: 31.1%
-17.4%
Net Premium Yield
33.2%
Previous year: 32.9%
+0.9%
Gross Profit
$235M
Previous year: $214M
+10.0%
Cash and Equivalents
$431M
Previous year: $358M
+20.4%
Free Cash Flow
$191M
Previous year: $212M
-10.1%
Total Assets
$6.54B
Previous year: $6.35B
+2.9%

MGIC

MGIC

MGIC Revenue by Segment

Forward Guidance

No forward guidance provided in the report.