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Jun 30, 2023

MGIC Q2 2023 Earnings Report

MGIC Investment Corporation reported solid financial results for Q2 2023, marked by a decrease in net income but strong performance in new insurance written and persistency.

Key Takeaways

MGIC Investment Corporation reported a net income of $191.1 million for the second quarter of 2023, with adjusted net operating income of $196.0 million. New insurance written was $12.4 billion, and persistency was 83.5%. The company paid a dividend of $0.10 per common share and repurchased 5.0 million shares of common stock.

Net income for Q2 2023 was $191.1 million, or $0.66 per diluted share.

Adjusted net operating income for Q2 2023 was $196.0 million, or $0.68 per diluted share.

New insurance written in Q2 2023 was $12.4 billion.

Persistency was 83.5% at June 30, 2023.

Total Revenue
$291M
Previous year: $293M
-0.8%
EPS
$0.68
Previous year: $0.81
-16.0%
New Insurance Written
$12.4B
Previous year: $24.3B
-49.0%
Insurance In Force
$293B
Previous year: $287B
+2.0%
Loss Ratio
-7.3%
Previous year: -38.7%
-81.1%
Gross Profit
$243M
Previous year: $240M
+1.3%
Cash and Equivalents
$311M
Previous year: $410M
-24.2%
Free Cash Flow
$144M
Previous year: $132M
+9.0%
Total Assets
$6.35B
Previous year: $6.6B
-3.7%

MGIC

MGIC

Forward Guidance

The provided text does not contain explicit forward guidance. The forward looking statements and risk factors section indicates uncertainty and advises against relying on the current state of statements.