OppFi delivered a strong Q1 2025 with record highs in both total revenue and adjusted net income, driven by improved credit performance and operational efficiency.

OppFi delivered robust Q4 2024 results, surpassing expectations with a 2.1% increase in total revenue to $135.7 million. Net income soared by 619.7% year-over-year to $14.0 million, while adjusted net income grew 140.3% to $20.3 million. The company maintained solid profitability, supported by improved efficiency in credit performance and cost management. OppFi has raised its FY 2025 guidance, reflecting confidence in continued growth.

OppFi reported record third-quarter results, with net income increasing by 106.4% year over year to $32.1 million and total revenue increasing by 2.6% year over year to $136.6 million. The company also raised its full-year earnings guidance for the third time this year.

OppFi reported record second-quarter results with a 3.1% increase in total revenue to $126.3 million and a 53.1% increase in net income to $27.7 million. The company raised its full-year adjusted EPS guidance by more than 20%.

OppFi reported a 5.8% increase in total revenue year over year to $127.3 million and a 157.8% increase in net income year over year to $10.1 million. The company's adjusted net income increased 127.8% year over year to $8.8 million. Adjusted EPS guidance for full-year 2024 increased to $0.58 to $0.62 from $0.53 to $0.57

OppFi reported a 10.7% year-over-year increase in total revenue for Q4 2023, reaching $132.9 million. Net income for the quarter was $1.9 million, and adjusted net income was $8.9 million. The annualized net charge-off rate as a percentage of total revenue improved by 12.9 percentage points year-over-year to 46.4%.

OppFi reported a 7% year-over-year increase in total revenue, reaching $133.2 million for Q3 2023. Net income stood at $15.5 million, with an adjusted net income of $13.8 million. The company raised its full-year adjusted net income and adjusted earnings per share guidance for the third time this year.

OppFi reported strong second-quarter results, with a 14% increase in total revenue to $122.5 million and a 90% increase in net income to $18.1 million year-over-year. The company's adjusted net income also increased significantly, by 138%, to $16.3 million. Based on these results, OppFi is raising its full-year adjusted net income and adjusted earnings per share guidance.

OppFi reported a strong first quarter in 2023, with total revenue increasing by 20% year-over-year to $120.4 million and net income of $3.9 million. The company's adjusted net income exceeded guidance, driven by improved credit performance and expense leverage. As a result, OppFi is raising its full-year adjusted net income and adjusted earnings per share guidance.

OppFi's Q4 2022 results showed a revenue increase of 25.1% compared to Q4 2021, but the company experienced a net loss and a decrease in adjusted net income. The company had its eighth consecutive year of profitability.

OppFi reported a 35% increase in revenue to $124.2 million, but experienced a net loss of $0.7 million. The company saw an 11% increase in net originations and a 39% increase in ending receivables. Adjusted net income was $0.8 million, and adjusted EPS was $0.01.

OppFi reported a 38% year-over-year increase in revenue to $107.9 million for Q2 2022. Net originations increased by 57% year-over-year, and ending receivables increased by 54% year-over-year. The company reported a net income of $9.5 million and an adjusted net income of $6.8 million, with basic and diluted EPS at $0.26 and $0.10, respectively, and adjusted EPS at $0.08.

OppFi reported a 20% year-over-year increase in revenue to $100.7 million for Q1 2022. Net originations increased by 63% year-over-year to $162.8 million, and ending receivables increased by 38% year-over-year to $338.5 million. The company reported a net loss of $(0.3) million and an adjusted net income of $0.6 million.

OppFi reported strong Q3 2021 results, with revenue up 47% and adjusted revenue up 25% year-over-year. Net originations reached a record $165 million, and net income was $30.4 million.

OppFi reported strong Q2 2021 results with significant growth in net originations and ending receivables. The company's profitability remained strong, driven by improved credit quality and operating efficiency. OppFi also made progress on its growth strategies, including new products and partnerships.