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Dec 31, 2024

Paymentus Q4 2024 Earnings Report

Paymentus reported record revenue growth and increased transaction volumes in Q4 FY24.

Key Takeaways

Paymentus achieved record Q4 revenue of $257.9 million, representing a 56.5% year-over-year increase. Net income rose to $13.1 million, with an EPS of $0.10. The company processed 166.0 million transactions, reflecting a 33.0% increase from the prior year. Adjusted EBITDA grew 36.9% to $27.3 million, driven by increased billers and transaction volumes.

Q4 revenue reached $257.9 million, up 56.5% year-over-year.

Net income increased to $13.1 million, with an EPS of $0.10.

166.0 million transactions were processed, a 33.0% year-over-year increase.

Adjusted EBITDA rose 36.9% to $27.3 million.

Total Revenue
$258M
Previous year: $165M
+56.5%
EPS
$0.13
Previous year: $0.11
+18.2%
Transactions Processed
166M
Previous year: 124.8M
+33.0%
Gross Profit
$66M
Previous year: $49.5M
+33.4%
Cash and Equivalents
$206M
Previous year: $179M
+14.8%
Free Cash Flow
$27.8M
Previous year: $26.2M
+6.4%
Total Assets
$576M
Previous year: $505M
+14.1%

Paymentus

Paymentus

Forward Guidance

Paymentus expects continued growth in FY25, driven by increased transaction volumes and expanded biller partnerships.

Positive Outlook

  • Q1 FY25 revenue projected between $241M and $249M.
  • FY25 revenue guidance set at $1.04B to $1.06B, reflecting continued strong growth.
  • Continued expansion in biller partnerships and financial institutions.
  • Increased adoption of cloud-based payment solutions.
  • Strategic investments in technology expected to enhance platform capabilities.

Challenges Ahead

  • Macroeconomic uncertainties could impact transaction volumes.
  • Potential regulatory changes in the payments industry.
  • Competitive pressures from fintech and traditional payment providers.
  • Foreign exchange fluctuations may impact financial performance.
  • Operational costs expected to rise with expansion efforts.