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Mar 31, 2023

Rli Q1 2023 Earnings Report

RLI Corp. reported strong first quarter results driven by underwriting profit and investment income.

Key Takeaways

RLI Corp. reported a strong start to 2023 with net earnings of $98.8 million, or $2.15 per share, compared to $47.9 million, or $1.05 per share, for the first quarter of 2022. The company achieved a combined ratio of 77.9 and top line premium growth of 16%. Investment income also supported growth in operating earnings.

Underwriting income of $67.9 million on a combined ratio of 77.9.

Gross premiums written increased by 16%.

Net investment income increased by 51%.

Favorable development in prior years’ loss reserves resulted in a $44.5 million net increase in underwriting income.

Total Revenue
$343M
Previous year: $290M
+18.2%
EPS
$1.63
Previous year: $1.43
+14.0%
Total Combined Ratio
77.9%
Previous year: 77.9%
+0.0%
Gross Profit
$365M
Previous year: $265M
+37.8%
Cash and Equivalents
$22.8M
Previous year: $72.1M
-68.4%
Free Cash Flow
$67.9M
Previous year: $37.1M
+83.3%
Total Assets
$4.84B
Previous year: $4.41B
+9.7%

Rli

Rli

Rli Revenue by Segment

Forward Guidance

This news release contains forward-looking statements that are subject to certain risk factors that could cause actual results to differ materially. Various risk factors that could affect future results are listed in the company's filings with the Securities and Exchange Commission, including the Form 10-K Annual Report for the year ended December 31, 2022.

Revenue & Expenses

Visualization of income flow from segment revenue to net income