•
Sep 30, 2020

Rli Q3 2020 Earnings Report

RLI Corp. reported mixed results due to an active hurricane season, but casualty and surety segments showed strength.

Key Takeaways

RLI Corp. reported net earnings of $42.4 million, or $0.93 per share, compared to $32.3 million, or $0.71 per share, for the third quarter of 2019. Operating earnings were $19.0 million, or $0.42 per share, compared to $25.9 million, or $0.57 per share, for the same period in 2019. The company's results were impacted by losses from hurricanes, but the casualty and surety product segments delivered strong results.

Underwriting income of $1.2 million on a combined ratio of 99.5.

9% increase in gross premiums written.

Net favorable development in prior years’ loss reserves, resulting in a $24.8 million net increase in underwriting income.

Losses from Hurricanes Hanna, Isaias, Laura and Sally, resulting in a $33.2 million net decrease in underwriting income.

Total Revenue
$235M
Previous year: $221M
+6.5%
EPS
$0.42
Previous year: $0.57
-26.3%
Total Combined Ratio
99.5%
Gross Profit
$263M
Previous year: $237M
+10.9%
Cash and Equivalents
$70.6M
Previous year: $64M
+10.2%
Free Cash Flow
$77.9M
Previous year: $80.4M
-3.0%
Total Assets
$3.79B
Previous year: $3.51B
+8.2%

Rli

Rli

Rli Revenue by Segment

Forward Guidance

RLI management will hold a conference call to discuss quarterly results with insurance industry analysts.

Revenue & Expenses

Visualization of income flow from segment revenue to net income