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Dec 31, 2020

Rli Q4 2020 Earnings Report

RLI reported strong Q4 2020 results with increased net earnings and operating earnings.

Key Takeaways

RLI Corp. reported a strong fourth quarter in 2020, with net earnings of $83.8 million or $1.84 per share, compared to $53.4 million or $1.18 per share in Q4 2019. Operating earnings for the quarter were $34.0 million or $0.75 per share, compared to $28.6 million or $0.63 per share for the same period in 2019. The company achieved underwriting income of $27.0 million on a combined ratio of 88.0.

Underwriting income of $27.0 million on a combined ratio of 88.0.

10% increase in gross premiums written.

Net favorable development in prior years’ loss reserves, resulting in a $24.7 million net increase in underwriting income.

Special dividend of $1.00 per share, representing $45.1 million returned to shareholders.

Total Revenue
$230M
Previous year: $218M
+5.5%
EPS
$0.75
Previous year: $0.63
+19.0%
Total Combined Ratio
88%
Previous year: 92.4%
-4.8%
Gross Profit
$304M
Previous year: $265M
+15.0%
Cash and Equivalents
$62.2M
Previous year: $46.2M
+34.7%
Free Cash Flow
$99.2M
Previous year: $87.3M
+13.7%
Total Assets
$3.94B
Previous year: $3.55B
+11.1%

Rli

Rli

Rli Revenue by Segment

Forward Guidance

RLI will continue to position itself for long-term growth through sustained financial strength, underwriting discipline, and customer focus.

Revenue & Expenses

Visualization of income flow from segment revenue to net income