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Dec 31, 2021

Rli Q4 2021 Earnings Report

RLI reported strong Q4 2021 results driven by underwriting income, favorable reserve development and solid investment returns.

Key Takeaways

RLI Corp. reported fourth quarter 2021 net earnings of $95.3 million ($2.08 per share), compared to $83.8 million ($1.84 per share) for the fourth quarter of 2020. Operating earnings for the fourth quarter of 2021 were $57.7 million ($1.26 per share), compared to $34.0 million ($0.75 per share) for the same period in 2020.

Underwriting income of $49.7 million on a combined ratio of 80.7.

12% increase in gross premiums written.

Favorable development in prior years’ loss reserves, resulting in a $24.2 million net increase in underwriting income.

Special dividend of $2.00 per share, representing $90.6 million returned to shareholders.

Total Revenue
$261M
Previous year: $230M
+13.7%
EPS
$1.26
Previous year: $0.75
+68.0%
Total Combined Ratio
80.7%
Previous year: 88%
-8.3%
Gross Profit
$323M
Previous year: $304M
+6.2%
Cash and Equivalents
$88.8M
Previous year: $62.2M
+42.7%
Free Cash Flow
$101M
Previous year: $99.2M
+2.0%
Total Assets
$4.51B
Previous year: $3.94B
+14.5%

Rli

Rli

Rli Revenue by Segment

Forward Guidance

RLI management will hold a conference call to discuss quarterly results with insurance industry analysts.

Revenue & Expenses

Visualization of income flow from segment revenue to net income