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Sep 30, 2021

Rli Q3 2021 Earnings Report

RLI reported strong underwriting results with a 95 combined ratio, despite the impact of Hurricane Ida and other catastrophes.

Key Takeaways

RLI Corp. reported third quarter 2021 net earnings of $29.2 million ($0.64 per share), compared to $42.4 million ($0.93 per share) for the third quarter of 2020. Operating earnings for the third quarter of 2021 were $29.8 million ($0.65 per share), compared to $19.0 million ($0.42 per share) for the same period in 2020.

Underwriting income of $13.7 million on a combined ratio of 94.6.

18% increase in gross premiums written.

Favorable development in prior years’ loss reserves, resulting in a $25.1 million net increase in underwriting income.

Losses from third quarter hurricanes, resulting in a $28.9 million net decrease in underwriting income.

Total Revenue
$279M
Previous year: $235M
+18.6%
EPS
$0.65
Previous year: $0.42
+54.8%
Total Combined Ratio
94.6%
Previous year: 99.5%
-4.9%
Gross Profit
$270M
Previous year: $263M
+2.9%
Cash and Equivalents
$89.6M
Previous year: $70.6M
+27.0%
Free Cash Flow
$114M
Previous year: $77.9M
+46.5%
Total Assets
$4.43B
Previous year: $3.79B
+16.9%

Rli

Rli

Forward Guidance

RLI management will hold a conference call to discuss quarterly results with insurance industry analysts.