Mar 31, 2021

SouthState Q1 2021 Earnings Report

SouthState reported solid results in the first quarter of 2021, driven by a focus on asset quality and the release of loss reserves.

Key Takeaways

SouthState Corporation reported a consolidated net income of $2.06 per diluted common share for the three months ended March 31, 2021. Adjusted net income (non-GAAP) totaled $2.17 per diluted share for the same period. The company's longstanding focus on asset quality and improvement in the economy led to release of loss reserves in the quarter.

Reported diluted EPS of $2.06 and adjusted diluted EPS (Non-GAAP) of $2.17.

Recorded a negative provision for credit losses of $58.4 million.

Net interest margin was 3.12%.

Total deposits increased $1.7 billion with core deposit growth totaling $2.0 billion, or 30.3% annualized.

Total Revenue
$358M
Previous year: $172M
+108.1%
EPS
$2.17
Previous year: $0.82
+164.6%
Efficiency Ratio
61.06%
Previous year: 62.11%
-1.7%
Adjusted Efficiency Ratio
58.27%
Previous year: 59.72%
-2.4%
Cash and Equivalents
$5.97B
Previous year: $1.26B
+373.1%
Free Cash Flow
$293M
Previous year: $38.9M
+654.6%
Total Assets
$39.7B
Previous year: $16.6B
+138.7%

SouthState

SouthState

Forward Guidance

This document does not contain any forward guidance. The information provided is a report of the financial results for Q1 2021.