Jun 30, 2023

SouthState Q2 2023 Earnings Report

SouthState reported a strong Q2 2023, marked by deposit growth and loan expansion, demonstrating resilience and preparedness for the next economic phase.

Key Takeaways

SouthState Corporation reported a net income of $123.4 million, with diluted earnings per share of $1.62. The company saw annualized loan growth of 11% and deposit growth of 6%, excluding brokered CDs. They also increased the quarterly cash dividend on its common stock from $0.50 to $0.52 per share.

Diluted Earnings per Share (EPS) reached $1.62, with an adjusted EPS of $1.63.

Net Interest Income amounted to $362 million, while Noninterest Income totaled $77 million.

Loans increased by $841 million, reflecting an 11% annualized growth rate.

Deposits grew by $340 million, representing a 4% annualized increase.

Total Revenue
$439M
Previous year: $403M
+9.0%
EPS
$1.63
Previous year: $1.62
+0.6%
Efficiency Ratio
53.59%
Adjusted Efficiency Ratio
53.18%
Cash and Equivalents
$1.51B
Previous year: $4.82B
-68.6%
Free Cash Flow
$305M
Previous year: -$278M
-209.6%
Total Assets
$44.9B
Previous year: $46.2B
-2.7%

SouthState

SouthState

SouthState Revenue by Segment

Forward Guidance

The document does not contain specific forward guidance.