Jun 30, 2022

SouthState Q2 2022 Earnings Report

Reported strong performance with record pre-provision net revenue, robust loan growth, and continued strength in asset quality.

Key Takeaways

SouthState Corporation reported a strong second quarter with a net income of $119.2 million, or $1.57 per diluted common share. Adjusted net income was $123.4 million, or $1.62 per diluted share. The company saw record pre-provision net revenue and robust loan growth.

Reported EPS of $1.57 and adjusted EPS (Non-GAAP) of $1.62.

Net income of $119.2 million and adjusted net income (Non-GAAP) of $123.4 million.

Pre-provision net revenue (PPNR) (Non-GAAP) of $176.8 million, or 1.55% PPNR ROAA (Non-GAAP).

Net interest income of $314.3 million; core net interest income (non-GAAP) increased $47.8 million from prior quarter.

Total Revenue
$403M
Previous year: $332M
+21.2%
EPS
$1.62
Previous year: $1.87
-13.4%
Cash and Equivalents
$4.82B
Previous year: $6.4B
-24.7%
Free Cash Flow
-$278M
Previous year: -$62.7M
+343.8%
Total Assets
$46.2B
Previous year: $40.4B
+14.4%

SouthState

SouthState

Forward Guidance

No forward guidance provided in this report.