Jun 30, 2024

SouthState Q2 2024 Earnings Report

SouthState's financial performance inflected positively during the second quarter, with revenue and net interest margin both increasing as loans repriced faster than deposits.

Key Takeaways

SouthState Corporation reported a strong second quarter in 2024, with diluted earnings per share of $1.73 and adjusted diluted EPS of $1.79. Net income reached $132.4 million, and the company announced the acquisition of Independent Bank Group, Inc.

Reported diluted EPS was $1.73; adjusted diluted EPS (Non-GAAP) was $1.79.

Net income reached $132.4 million; adjusted net income (Non-GAAP) was $137.3 million.

Loans increased by $567 million, or 7% annualized, driven by commercial and industrial and consumer real estate.

The company announced its acquisition of Independent Bank Group, Inc. on May 20, 2024.

Total Revenue
$425M
Previous year: $439M
-3.1%
EPS
$1.79
Previous year: $1.63
+9.8%
Efficiency Ratio
57.03%
Previous year: 53.59%
+6.4%
Adjusted Efficiency Ratio
55.52%
Previous year: 53.18%
+4.4%
Cash and Equivalents
$1.12B
Previous year: $1.51B
-26.2%
Free Cash Flow
$117M
Previous year: $305M
-61.5%
Total Assets
$45.5B
Previous year: $44.9B
+1.2%

SouthState

SouthState

SouthState Revenue by Segment

Forward Guidance

This communication contains forward-looking statements that are subject to risks and uncertainties. Actual results may differ materially from those contemplated by the forward-looking statements.