Sep 30, 2024

SouthState Q3 2024 Earnings Report

SouthState produced steady growth in loans, deposits, revenue, and earnings per share

Key Takeaways

SouthState Corporation reported a net income of $143.2 million and diluted earnings per share of $1.86 for the third quarter of 2024. The corporation experienced steady growth in loans and deposits and received shareholder support for the acquisition of IBTX.

Reported Diluted Earnings per Share (“EPS”) of $1.86; Adjusted Diluted EPS (Non-GAAP) of $1.90

Net Income of $143.2 million; Adjusted Net Income (Non-GAAP) of $145.7 million

Loans increased $314 million, or 4% annualized, led by increases in consumer real estate and commercial and industrial; ending loan to deposit ratio of 89%

Deposits increased $540 million, or 6% annualized

Total Revenue
$426M
Previous year: $428M
-0.4%
EPS
$1.9
Previous year: $1.62
+17.3%
Efficiency Ratio
56.58%
Previous year: 54%
+4.8%
Adjusted Efficiency Ratio
55.8%
Cash and Equivalents
$1.21B
Previous year: $1.33B
-8.8%
Free Cash Flow
-$350M
Previous year: $438M
-179.9%
Total Assets
$46.1B
Previous year: $45B
+2.4%

SouthState

SouthState

SouthState Revenue by Segment

Forward Guidance

This document does not contain forward guidance.