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Mar 31, 2024

United Community Banks Q1 2024 Earnings Report

Reported solid first quarter results with strong pre-tax, pre-provision earnings, a stable margin, and good credit performance.

Key Takeaways

United Community Banks, Inc. announced a net income of $62.6 million for the first quarter of 2024, with diluted earnings per share of $0.51. The results reflect a decrease from the previous year but an increase from the prior quarter, with core deposits growing by 5% annualized and loans growing at a 1.2% annualized rate.

Net income for the first quarter was $62.6 million.

Diluted earnings per share were $0.51, a decrease from the previous year but an increase from the fourth quarter of 2023.

Core deposits, excluding brokered deposits and public funds, grew by 5% annualized.

Loans grew at a 1.2% annualized rate during the quarter.

Total Revenue
$239M
Previous year: $242M
-1.2%
EPS
$0.52
Previous year: $0.58
-10.3%
Return on assets
0.9%
Previous year: 0.95%
-5.3%
Gross Profit
$226M
Previous year: $220M
+2.7%
Cash and Equivalents
$962M
Previous year: $778M
+23.7%
Free Cash Flow
$75.1M
Previous year: $67.5M
+11.3%
Total Assets
$27.4B
Previous year: $25.9B
+5.8%

United Community Banks

United Community Banks