•
Sep 30, 2024

United Community Banks Q3 2024 Earnings Report

United Community Banks reported strong customer deposit growth driving results in the third quarter of 2024.

Key Takeaways

United Community Banks reported a net income of $47.3 million for the third quarter of 2024. The results were impacted by the sale of manufactured housing loans, which negatively affected the quarter by $21.4 million after-tax. Customer deposits increased by $262 million, or 5% annualized.

Net income for the third quarter of 2024 was $47.3 million.

Diluted earnings per share were $0.38, a decrease of 3% year-over-year and 30% from the previous quarter.

Customer deposits, excluding brokered deposits, increased by $262 million, or 5% annualized.

The company sold $318 million in manufactured housing loans, impacting the quarter negatively by $21.4 million after-tax.

Total Revenue
$217M
Previous year: $235M
-7.4%
EPS
$0.57
Previous year: $0.45
+26.7%
Return on assets
0.67%
Previous year: 0.68%
-1.5%
Return on common equity
5.2%
Previous year: 5.3%
-1.9%
Gross Profit
$203M
Previous year: $204M
-0.7%
Cash and Equivalents
$740M
Previous year: $26.9B
-97.2%
Free Cash Flow
-$1.71M
Previous year: $71.8M
-102.4%
Total Assets
$27.4B
Previous year: $26.9B
+2.0%

United Community Banks

United Community Banks