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Jun 30, 2023

United Community Banks Q2 2023 Earnings Report

Reported strong balance sheet, liquidity, and capital levels with annualized loan growth.

Key Takeaways

United Community Banks, Inc. reported a net income of $63.3 million for the second quarter of 2023. Despite challenges from industry-wide deposit price competition, the company maintained solid loan growth and completed strategic expansions.

Net income for the second quarter was $63.3 million.

Diluted earnings per share were $0.53, a 2% increase from the first quarter of 2023.

Annualized loan growth was 6.3% during the quarter.

Completed the operational conversion of Progress and merged with First Miami Bancorp.

Total Revenue
$237M
Previous year: $212M
+11.4%
EPS
$0.55
Previous year: $0.66
-16.7%
Return on assets
0.95%
Previous year: 1.08%
-12.0%
Return on common equity
7.5%
Previous year: 9.31%
-19.4%
Gross Profit
$214M
Previous year: $207M
+3.5%
Cash and Equivalents
$711M
Previous year: $1.22B
-41.5%
Free Cash Flow
$73.7M
Previous year: $137M
-46.4%
Total Assets
$26.1B
Previous year: $24.2B
+7.8%

United Community Banks

United Community Banks