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Jun 30, 2021

United Community Banks Q2 2021 Earnings Report

Reported a net income of $70.3 million and diluted earnings per share of $0.78.

Key Takeaways

United Community Banks, Inc. announced strong second-quarter results, with a net income of $70.3 million and diluted earnings per share of $0.78. The quarter benefited from an allowance release of $13.6 million and solid core loan and deposit growth.

Net income for the second quarter was $70.3 million.

Diluted earnings per share were $0.78, up 144% year-over-year.

GAAP return on assets was 1.46% and return on common equity was 14.1%.

Core transaction deposits grew by $432 million, or 14% annualized.

Total Revenue
$174M
Previous year: $116M
+50.2%
EPS
$0.79
Previous year: $0.32
+146.9%
Return on assets
1.46%
Previous year: 0.71%
+105.6%
Gross Profit
$188M
Previous year: $116M
+61.9%
Cash and Equivalents
$1.42B
Previous year: $1.33B
+6.8%
Free Cash Flow
$116M
Previous year: $25.4M
+356.2%
Total Assets
$18.9B
Previous year: $15B
+26.0%

United Community Banks

United Community Banks

Forward Guidance

United is optimistic about the remainder of the year, given the momentum in its markets.