•
Sep 30, 2021

United Community Banks Q3 2021 Earnings Report

Reported strong third-quarter results with increased EPS and solid loan and deposit growth.

Key Takeaways

United Community Banks, Inc. announced net income of $73.8 million for the third quarter. Diluted earnings per share were $0.82, a 58% increase from the third quarter of the previous year. The quarter benefited from an $11.0 million allowance release.

Net income for the third quarter was $73.8 million.

Diluted earnings per share increased by 58% year-over-year to $0.82.

Core transaction deposits grew by $490 million, or 15.3% annualized.

Completed the acquisition of Aquesta Financial Holdings, Inc. on October 1, expanding into Charlotte and Wilmington, North Carolina.

Total Revenue
$181M
Previous year: $155M
+16.6%
EPS
$0.83
Previous year: $0.55
+50.9%
Return on assets
1.48%
Previous year: 1.07%
+38.3%
Return on common equity
14.3%
Previous year: 10.1%
+41.6%
Gross Profit
$192M
Previous year: $155M
+23.7%
Cash and Equivalents
$1.82B
Previous year: $1.05B
+73.8%
Free Cash Flow
$115M
Previous year: $35.7M
+223.3%
Total Assets
$19.5B
Previous year: $17.2B
+13.6%

United Community Banks

United Community Banks