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Jun 30, 2020

Unum Q2 2020 Earnings Report

Reported net income for the second quarter of 2020.

Key Takeaways

Unum Group reported a net income of $265.5 million for the second quarter of 2020. After-tax adjusted operating income was $250.1 million. The company's core business segments experienced 1.7 percent growth in premium income. High mortality was seen in group life, voluntary life, and long-term care due to the current pandemic.

Net income of $265.5 million ($1.30 per diluted common share) for the second quarter of 2020; after-tax adjusted operating income was $250.1 million ($1.23 per diluted common share).

Strong balance sheet and liquidity with holding company cash of $1.6 billion; weighted average risk-based capital ratio of approximately 370 percent.

After-tax adjusted operating statutory income of $327.0 million for the second quarter of 2020.

Core business segments generated 1.7 percent growth in premium income despite a challenging environment for sales.

Total Revenue
$3.02B
Previous year: $3.02B
+0.1%
EPS
$1.23
Previous year: $1.36
-9.6%
Gross Profit
$2.95B
Previous year: $2.94B
+0.3%
Cash and Equivalents
$1.55B
Free Cash Flow
$594M
Previous year: $389M
+52.7%
Total Assets
$69.3B
Previous year: $65.8B
+5.3%

Unum

Unum

Unum Revenue by Segment

Forward Guidance

Due to the uncertain economic environment caused by the COVID-19 pandemic, the Company is suspending its financial guidance for the remainder of 2020.

Revenue & Expenses

Visualization of income flow from segment revenue to net income