•
Sep 30, 2023

Unum Q3 2023 Earnings Report

Unum Group reported strong Q3 2023 results driven by excellent execution and favorable market conditions.

Key Takeaways

Unum Group reported a net income of $202 million for Q3 2023. The results reflect continued strong execution, positive underlying trends, and a favorable environment, highlighted by robust disability margins and core operations premium growth. The company's capital deployment plans are on track and will accelerate in 2024.

Net income was $202.0 million ($1.02 per diluted common share) for Q3 2023; after-tax adjusted operating income was $381.7 million ($1.94 per diluted common share).

Core operations premium growth of 6.1 percent on a constant currency basis.

Holding company liquidity was $1.2 billion and weighted average risk-based capital ratio was approximately 470 percent.

New share repurchase authorization of $500 million beginning January 1, 2024.

Total Revenue
$3.09B
Previous year: $2.96B
+4.4%
EPS
$1.94
Previous year: $1.51
+28.5%
Shares Outstanding
195M
Gross Profit
$2.91B
Previous year: $2.81B
+3.6%
Cash and Equivalents
$166M
Previous year: $143M
+15.8%
Free Cash Flow
$362M
Previous year: $251M
+44.5%
Total Assets
$60B
Previous year: $60.9B
-1.5%

Unum

Unum

Unum Revenue by Segment

Forward Guidance

Full-year 2023 outlook of an increase in after-tax adjusted operating income per share of 20 percent to 25 percent when comparing to historically reported 2022 results.

Revenue & Expenses

Visualization of income flow from segment revenue to net income