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Dec 31, 2022

Unum Q4 2022 Earnings Report

Unum Group reported fourth quarter results, marked by strong operating performance and favorable trends.

Key Takeaways

Unum Group reported a net income of $279.6 million for Q4 2022, compared to $159.7 million for Q4 2021. The results reflect strong operating performance and favorable trends, with growth in after-tax adjusted operating income per diluted common share.

Net income of $279.6 million ($1.39 per diluted common share) for the fourth quarter of 2022; after-tax adjusted operating income was $286.7 million ($1.43 per diluted common share).

Results reflect strong operating performance and the continuation of favorable trends seen throughout 2022; growth in full year 2022 after-tax adjusted operating income per diluted common share of 42.8 percent.

Strong core operations sales growth of 16.8 percent and stable persistency supporting premium growth of nearly 4 percent on a constant currency basis.

Robust balance sheet and liquidity with holding company cash of $1.6 billion and weighted average risk-based capital ratio of approximately 420 percent.

Total Revenue
$3.01B
Previous year: $2.98B
+0.9%
EPS
$1.43
Previous year: $0.89
+60.7%
Gross Profit
$2.53B
Previous year: $11.7B
-78.3%
Cash and Equivalents
$1.57B
Previous year: $1.52B
+3.7%
Free Cash Flow
$326M
Previous year: $360M
-9.7%
Total Assets
$61.1B
Previous year: $70.1B
-12.8%

Unum

Unum

Unum Revenue by Segment

Forward Guidance

The company will hold its 2023 outlook meeting on Thursday, February 23, 2023.

Revenue & Expenses

Visualization of income flow from segment revenue to net income